💷 Affordability Calculator

Mortgage Affordability Calculator

Work out how much you could realistically borrow for a UK mortgage, using the income multiples and affordability rules high-street and specialist lenders actually apply.

Your details

£
£10k£200k
£
£0£200k
£
£0£3k/mo
£
£0£500k
You could borrow up to
£202,500
Based on 4.5× income (typical lender)

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