Why use a Home Insurance Broker?
Comparison websites cover around 60% of the home insurance market. The remaining 40% — including Lloyd's syndicates and specialist insurers — is only accessible through brokers. For standard homes, comparison sites work well. But for listed buildings, non-standard construction, high-value contents, flood-risk properties, or large homes, a specialist broker finds cover that comparison sites simply can't provide.
Beyond comparison sites
Access specialist insurers, Lloyd's syndicates and niche products unavailable on aggregator sites.
Right cover, not cheapest
The cheapest policy isn't always the best. Your broker ensures you're properly covered for what matters.
Listed & unusual properties
Specialist cover for listed buildings, thatched roofs, timber frames and other non-standard construction.
High-value contents
Adequate cover for art, jewellery, collections and other high-value items that standard policies underinsure.
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"I'd been putting off finding a home insurance adviser for years. Nesto matched me in literally two minutes and the adviser they found was brilliant — saved me thousands."
"The adviser Nesto matched me with was incredibly knowledgeable and patient. He explained everything clearly and found me a deal I never would have found on my own."
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How Nesto works
Getting matched takes under 2 minutes. Here's the process:
Tell us what you need
Answer a few quick questions about your situation so we can understand exactly what kind of home insurance adviser you need.
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Our matching engine connects you with the best-fit, FCA-regulated Home Insurance Broker from our vetted adviser panel.
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Your adviser contacts you within 24 hours to arrange a free initial consultation with no obligation to proceed.
It takes under 2 minutes. It costs nothing.
58,000+ people have already been matchedWhat a Home Insurance Broker can help with
Buildings insurance
Rebuild-cost cover for the structure of your home including fixtures and fittings.
Contents insurance
Cover for everything inside your home, including portable valuables outside the home.
High-value items
Agreed value cover for jewellery, art, antiques and collections.
Listed buildings
Specialist cover for Grade I and II listed properties with appropriate rebuilding terms.
Flood risk
Cover for flood-risk properties often declined by standard insurers.
Buildings work
Cover maintained correctly during major renovations or extensions.
Frequently asked questions about Home Insurance Brokers
Still have questions? Your matched adviser will answer them all — for free.
No obligation · FCA regulated · Takes 2 minutesWe cover every corner of the UK
Find a home insurance broker near you. Nesto matches you with specialist advisers across the UK:
Covering 886 locations across the UK
Related Articles
Expert guides to help you make informed decisions
Buildings vs Contents Insurance: What's the Difference?
What's the difference between buildings and contents insurance? We explain what each covers, whether you need both, and how to avoid being underinsured.
📖 6 min read → GuideHow Much Does Home Insurance Cost in the UK?
How much does home insurance cost in the UK? We explain average premiums for buildings, contents, and combined cover, and what factors affect your price.
📖 5 min read → GuideHome Insurance for Listed Buildings
Listed building insurance is specialist and costs more. We explain what's different about insuring a Grade I, II*, or II listed property and how to find cover.
📖 6 min read → GuideHome Insurance in Flood Risk Areas
Struggling to find home insurance in a flood zone? Flood Re has improved availability. We explain how it works, what it costs, and how to get covered.
📖 6 min read → GuideWhat Does Home Insurance Cover? Common Exclusions
What does home insurance actually cover? We explain what's included in buildings and contents policies, the common exclusions, and what catches people out.
📖 6 min read → GuideHome Insurance for New Build Properties
Buying a new build? You need buildings insurance from exchange. We explain when cover starts, what the NHBC warranty covers, and what it doesn't.
📖 5 min read →Ready to find your Home Insurance Broker?
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