Making Bad Credit Mortgages Happen
Obtaining a mortgage for your home should be an exciting period in your life, however unfortunately for many in the UK with poor credit history it's one of the most stressful. Large banks and lenders will often shy away from customers in this bracket due to their supposed increase in risk of missing mortgage payments.
The big question we are asked; Can I get a mortgage despite having bad credit? The answer is yes, absolutely. We strongly recommend those in this position use a specialist broker like ourselves who has relationships with special lenders who will know how to handle your situation. These lenders only deal with the more 'difficult' of cases and are more likely to approve your mortgage.
So whether you are worried about defaults, wondering it is possible to get a mortgage with a DMP or an IVA, concerned about missed payments or simply need to remortgage and your financial situation has changed, speak to one of our experts today who will be able to advise you and make your mortgage happen.
Start My ApplicationThe big question we are asked; Can I get a mortgage despite having bad credit? The answer is yes, absolutely. We strongly recommend those in this position use a specialist broker like ourselves who has relationships with special lenders who will know how to handle your situation. These lenders only deal with the more 'difficult' of cases and are more likely to approve your mortgage.
So whether you are worried about defaults, wondering it is possible to get a mortgage with a DMP or an IVA, concerned about missed payments or simply need to remortgage and your financial situation has changed, speak to one of our experts today who will be able to advise you and make your mortgage happen.
Frequently asked questions
Here’s a few frequently asked questions about bad credit mortgages
Your home may be repossessed if you do not keep up repayments on your mortgage.
Who is Nesto for?
Whatever your circumstance, we have a solution.
Purchase or Remortgaging
First-time buyer? Fixed-term mortgage ending? Whether
you're purchasing a new
house or remortgaging,
our partners can
help.
you're purchasing a new
house or remortgaging,
our partners can
help.
Self-Employed Mortgages
Bored of being told no? Let us make your mortgage process as stress free as possible.
Bad Credit Mortgages
Don't let your credit history define you. Our specialists are here to guide you through the process.
Protection
Get the right advice to protect your most valuable assets.
Why Nesto?
We’ve modernised the mortgage process to make it as stress free as possible.
Step 1
We Learn About You & Your Property
Send us details about you and your property so we can get started. It takes less than 2 minutes and doesn't affect your credit score.
Step 2
Match with an Expert and Explore Your Options
Get matched with an expert who has previous experience dealing with situations like yours. They'll then help to create your application and discuss your options.
Step 3
Search Thousands of Mortgages On Your Behalf
Our Partners have access to thousands of mortgage and protection products. Our teams expertise and knowledge help our customers navigate these options to find an offer that's right for them.
Step 4
Secure your Deal and Get You into your Home
Your dedicated specialist will do all the hard work whilst you track your mortgage application in our customer portal. We're available 7 days a week for any additional support you ever need too.
Step 5
Then Track your Mortgage Daily for Better Rates
After we've helped you find the best deal, our innovative mortgage tracker ensures you're always on the best rate available for yourself until your remortgage.